Rand Insurance | News & Information Summer 2021

Pool Safety This Summer

With the warm weather of summer upon us and your activities around the house being more focused outside and by your pool, it is a good idea to properly maintained the area to reduce the risk of a loss.

If you don’t currently have a pool and are thinking of adding one, this will increase your liability risk so you may want to consider purchasing additional insurance to make sure you are covered in the event of a loss. You can also purchase an umbrella policy, which is inexpensive and can provide $1 million of additional liability for between $200 and $300 a year. Talk with your Rand account manager for more information about the best coverage.

Make sure your backyard and pool are ready for summer and is a safe place.

Click here for pool safety tips provided by our partners at Berkley One.

Home Based Business Insurance

Have you started a new business at home recently?

It’s important to know that the liability and property risk resulting from the home based- business is not covered by your homeowners or renters insurance.

As a professional providing client services out of your home, this will require tailored insurance coverage. Client services could include accounting services, interior decorating, photography, coaching or selling goods that you have created like jewelry just to name a few.

Give us a call at Rand if you have any questions or are not sure if this is coverage you need.
We are here to make sure you have the best information and coverage. Let us help you with your home based business insurance needs.

It’s Hurricane Season

Hurricane season is upon us once again so it’s a good idea to make sure you are prepared if one is headed your way.

Do you own a home that that is located along the ocean, bay or a costal community? Then you have likely experienced the effects of a hurricane or tropical storm.

Here are some excellent reminders of how to prepare before a hurricane hits as well as what to do during and after the storm is over.

Did You Know…?

…that cyber incidents can impact any company, regardless of size or industry. Threats can be targeted, employee mistakes can be made, or collateral damage losses can be experienced from a wider cyber incident. Traditional insurance policies may be inadequate to respond to cyber exposure that may hit your business. A cyber policy is specifically designed to address these gaps. Do you have proper coverage?

Compliments of Rand Insurance – a member of the EACCNY.